Is a Fidelity Gold IRA a Solid Investment?

Anyone who wants to get involved with precious metals would experience great benefits if they were to connect with Fidelity Gold IRA, a powerful institutional investor working on behalf of their clients. This organization has years of experience and roughly $5 trillion under management. They also employ more than 50,000 people, so it’s a big company to say the least.

They provide a wide array of services for their clients including wealth and investment management, investment advisors, investing via retail brokerage, retirement planning for families, account managers for individual and family investors, and much more. This organization operates both nationally and internationally, so they are looked upon as one of the biggest investment companies providing gold IRA services to clients in the United States and around the globe.

Fidelity wants individual investors to not only get a great education regarding the financial markets, but they also want to provide excellent advice for retirement planning and investing in precious metals. Remember, the two definitely go hand-in-hand.

Even more important, Fidelity is looking to make their services as straightforward as possible by providing inexpensive fees at the minimum level of the pricing scale, which is great for new and old investors alike in the precious metal space.

fidelity ira

They take good care of their employees as well by providing excellent health plans, stock options, and other retirement related benefits. Plus, they provide workplace investing, health insurance, and asset management to each and every one of their employees as well.

Fidelity’s experienced team has many solutions for management firms and other organizations. Their biggest services include custody services, detailed training, products and technology, and much more. Some of their important business hubs include Fidelity Institutional, Fidelity Digital Assets, Fidelity Workplace Investing, and Fidelity Asset Management to name a few.

One of their most important areas of investing is known as Fidelity Charitable. This investing hub gives the public an opportunity to provide donations while investing in their favorite organizations. They make it easy to open a charitable account as well since they do not dictate contribution minimums, so investors can get started right away and invest at their preferred frequency level.

Lastly, innovation is the name of the game at Fidelity. They work diligently to develop technological wonders, come up with amazing ideas, innovate industry terminology, while creating important improved techniques for strategic investing in the future. Fidelity Labs is their center for applied technology, which strictly focuses on the corporate development aspect of investing.

Fidelity’s Popular Investment Offerings

This company’s main focus is delivering diverse investment opportunities to their customers. It isn’t a major surprise that Fidelity has just about $5 trillion worth of assets under their management. The company has so many years of experience and a positive history within the financial industry. They take their success and credibility and use it to help customers, employees, and other clients get an advantage in the marketplace. In fact, Fidelity is in peak condition at the moment for a company of this type.

Fidelity Go

For those looking to automate their investments, they should definitely consider Fidelity Go. This platform provides investors with the ability to invest in different automated choices to meet their strategies and needs. Customers aren’t forced to constantly monitor their investments with the strategy and pray that it works out right. The automated system doesn’t ask for a minimum investment, so even new and smaller investors can get involved with Fidelity using this strategy.

Fidelity Personal Planning and Advice

Customers need assistance from time to time and the Robo advisor that comes along with the strategy is a great option. It can provide coaching to customers while automatically fixing investments and managing their account.

Customers can plan with Fidelity in a number of different ways. One important area is the ability to build their wealth through programs designed for those who intend to retire at a specific time in the future. They also deliver personal investment management, coaching, and financial flexibility planning as well, which customers benefit from tremendously.

Fidelity Wealth Management

Would you rather not use a Robo advisor and prefer a more personal touch? This particular option will likely appeal to you the most because you’ll be dealing with a real dedicated person the entire time.

This dedicated advisor is here to help you every step of the way, and they will teach you how to invest properly while positioning your investment strategy the best possible way to meet your needs. Advisors tend to collaborate with investors to involve their investing strategy and make necessary changes as lifestyle situations progress. Personal investment management plus comprehensive planning make this investing package a great choice.

Fidelity Private Wealth Management

As an investor potentially interested in this package, customers of Fidelity gain access to a team strictly dedicated to managing and developing wealth. This group of advisers consists of wealth management planners, development planners, financial experts, and other successful investors.

This disciplined team is here to help wealthy individuals become even wealthier. To qualify for this investment with Fidelity, you must have $2 million on hand to invest. Plus, your total net worth to qualify must be $10 million or more. This private wealth management group is for serious investors only.

Fidelity DIY

Investing with Fidelity DIY isn’t going to be for everyone. In fact, the investor must be prepared to invest $250,000 or more to gain access to the calculators, tools, research, and other important strategies that are part of the DIY investing package.

Specifically, there are 2 DIY projects that are great ways to boost your retirement wealth while working with Fidelity. Retirement IRAs and brokerage investments are the two main strategies of Fidelity DIY.

A retirement IRA gives customers the ability to invest in stocks, bonds, mutual funds, and ETFs. They can perform a rollover or money transfer from one retirement account to another to fund this particular brokerage account and get started using this investing strategy.


Would you benefit from investing in tax efficient accounts? Then you’ll definitely appreciate self-directed IRA investing with Fidelity. For example, anyone investing in an IRA has the option to buy precious metals, cryptocurrencies, ETFs, stocks, bonds, and mutual funds.

Typically, an employer will give their employees access to a 401(k) account or 403 (b) and all they can buy is bonds and stocks. IRA investing expands into different asset classes including alternative assets like precious metals and cryptocurrencies. This provides an excellent hedge against inflation and greater portfolio diversity.

Investing in Physical Precious Metals

It’s possible to invest in physical precious metals or other investments that have exposure to palladium, platinum, silver, and gold that include:


With this retirement account type, an employee cannot buy physical precious metals like silver and gold with this account. They can purchase precious metals related investments like ETFs, stocks, and mutual funds, but not the physical commodity itself.

Gold Mutual Funds

In a gold mutual fund, the administrator will purchase gold, silver, palladium, and platinum in the form of physical precious metals. The investor owns a piece of the fund and receives a distribution. But an investor in this type of fund does not have the opportunity to possess their physical precious metals and they do not control the investment output.

For example, Fidelity Select Gold Fund (FSAGX) is a gold mutual fund in a very popular one.

Gold ETFs

Investing in gold exchange traded funds is simple with fidelity as long as you possess a brokerage account. Not only can you buy stocks with this account, you can buy the latest silver and gold ETFs and others that represent precious metals. These are digital investments, not physical precious metals purchases.

Gold IRA Rollover

Investors can take one of their existing retirement accounts and initiate a rollover, while using the funds from their existing account to fund their new self-directed IRA. Then they can begin purchasing physical precious metals to help secure their future in retirement. They can invest without a minimum amount and the company never charges a rollover fee either, which is important.  This whole process is outlined at IRA Investing, a site that talks about investments made with your IRA. Contact your existing custodian and connect them with your precious metals broker and depository to begin the rollover process.

Precious Metals IRA

A precious metals IRA is also known as a self-directed IRA. By opening this type of account, you can purchase physical precious metals and save them for your retirement. Or if you’d like, you can buy gold-backed investments including ETFs, mutual funds, and stocks. They are all worthy investments to say the least, according to the Fidelity gold IRA report done by Cayman Financial Review, one of the leading gold IRA analysts online.

Another great thing about a self-directed IRA is the tax-deferred status that it conveys. Most people will tell you to invest 5% to 10% of your portfolio in precious metals, but you have the opportunity to invest more if you feel so inclined. This tax-deferred opportunity doesn’t happen every day, so make the most of it.

Fidelity Precious Metals IRA

As an account holder with Fidelity, it’s definitely in your best interest to purchase physical precious metals including palladium, silver, platinum, and gold and other gold-backed investments as well. This account is great because it’s a retirement account, so you can grow this account exponentially for decades if you’re prepared.

Getting started with a precious metals IRA is the right way to secure your retirement future with investing in alternative assets. Fidelity has the ability to help you purchase many precious metals types. But there are only a select few high-quality investments to choose from since the IRS has strict rules and regulations about fineness requirements and purity levels.

In fact, your pool of investment choices is definitely limited, but at the same time you’ll gain access to the highest quality and most pure investments possible.

Begin investing with Fidelity as soon as humanly possible and open a self-directed IRA account with them right now. They offer a number of different precious metals purchase options as soon as your new account is funded.

Investment Choices for Gold Bullion

  • Gold American Buffalos – this coin has IRS approval and it’s perfect for precious metals IRA. It’s available in a number of different denominations including the 1-ounce coin.
  • Gold Canadian Maple Leafs – the Canadian Maple leaf is a bullion coin with an incredibly high level of purity. In fact, its gold purity is made up of 99.99% gold, which is very pure.
  • Gold Austrian Philharmonics – this coin is made of gold bullion and it’s beautiful and investors tend to appreciate the gorgeous images. The Philharmonic Orchestra is beautifully displayed on this coin.
  • Gold South African Krugerrand – the Krugerrand has achieved IRS approval and it’s all-out in precious metals IRA accounts. It possesses a 91.6% level of purity.
  • Gold Australian Kangaroos – the Australian Kangaroo Gold coin was created by the Perth Mint. It contains a 99.9% purity level.
  • Gold American Eagles – the American Eagle Gold coin is minted by the US Mint. The overall purity level of this coin is 91.6%.
  • Bars of Gold – these investments come from a number of different mints and they possess a wide range of weights and options. They have 400-ounce gold bars and 1 kg Gold bars and everything in between.

Investment Choices for Silver Bullion

  • Silver Australian Kookaburras – the silver coin was developed and minted at the Perth mint in Australia. It possesses a silver purity level of 99.9%.
  • Silver Canadian Maple Leafs – the silver coin from Canada has received the approval of the IRS and it’s just like the gold Canadian Maple Leaf coin.
  • Silver American Eagles – this is a popular investment for Americans because it has a wonderful purity level of 99.9%, which makes it a great investment.
  • Bars of Silver – bars made of silver, in many sizes including 1-ounce bars, 10-ounce bars, 100-ounce bars, and 1000-ounce bars.

Investment Choices for Platinum Bullion

  • Platinum Canadian Maple Leafs – this coin is minted in the Royal Canadian Mint and it received IRS approval because it’s 99.95% pure.
  • Platinum American Eagles – the Platinum American Eagle coin comes from the US Mint and it is 99.95% pure.
  • Bars of Platinum – there are many platinum bars to choose from and they come in a number of different sizes including 1-ounce, 10 ounces, and 50-ounce bars made of this precious metal.

Investment Choices for Palladium Bullion

  • Palladium Canadian Maple Leafs – these Canadian coins are very pure and they are made of 99.95% pure palladium from the Royal Canadian Mint.
  • Bars of Palladium – as a Fidelity Gold IRA account holder, you can invest in numerous sized palladium bars including 1 ounce, 10 ounces, and 100 ounces.

More Ways to Invest with a Gold Fidelity IRA

Fidelity provides their customers with a wide range of investment opportunities. These opportunities make it possible to retire comfortably in the future. You can purchase physical precious metals or gold-backed investments instead of buying precious metals outright. The following investments will help make this possible:


Fidelity customers can buy ETFs with a gold backing. They must be aware that they cannot physically possess these precious metals. Popular ETFs in the gold investing space include:

  • SPDR Gold Trust
  • Swiss Gold Shares
  • iShares Comex Gold Trust

Precious Metals Mutual Funds

  • A-Mark Precious Metals ORD SHS
  • ASA Gold and Precious Metals Ltd.
  • BRDN Physical Precious Metals Basket Shares ETF
  • Franklin Gold And Precious Metals Fund, CL A
  • iShares Gold Trust
  • US Global Go Gold and Precious Metals Miners ETF
  • Wheaton Precious Metals ORD SHS


Fidelity Gold IRA Investments


  • Buy physical gold with high premiums
  • Up to $1 million in insurance
  • No additional charge one liquidating precious metals


Bottom Line


Fidelity Gold IRA and the Fidelity investment company currently services more than 40 million customers across the world. They work with 3600 advisory companies and over 23,000 different businesses use their new technologies and products.


They provide their customers with investment diversity and great strategies to help them grow their precious metal portfolio. This provides Fidelity with the opportunity to stand out in a crowded space and provide long-term retirement investing help to those who need it.